Three jars
Every kid starts with Spending, Giving, and Saving. Goals come later, when saving up for something specific starts to matter.
Live now
Twiggybank: A family bank that grows like a garden
Kids get payday, jars, and growth on savings they consider extremely real. Parents get exact books.
An allowance tracker with three jars and a weekly payday. Savings grow the way real interest works.
- Status
- Live on the web
- Money
- Practice balances, no real cash
- Under the hood
- Real bookkeeping
- Membership
- One family, web now, mobile later
What Twiggybank does.
Automatic payday
Allowance lands on schedule in your family's timezone. Missed weeks catch up automatically, within limits.
Savings growth
Turn it on and kids watch compound interest happen to their own balance.
Family roles
Parents run the bank and approve spends. Kids sign in with a pairing code, so nobody has to give an eight-year-old an email account.
A real ledger underneath
Balances come from a double-entry ledger. Corrections leave a visible trail instead of silently rewriting history.
FAQ
Common questions.
The full pitch lives on the app’s own site. These are the basics.
Is Twiggybank a real bank?
No. On purpose. It tracks practice money so the habits are learned before the stakes are real.
What can kids do?
See their own balances, request spends, set goals, and watch savings grow from a paired device.
What can adults do?
Everything else: kids, allowance, growth rate, requests, invitations, corrections.
Do kids need email accounts?
No. Parents issue codes from their own account.
Why exact bookkeeping for pretend money?
Because the numbers have to add up, and kids notice when a balance is wrong.